Trucking insurance market
39,462 for-hire trucking fleets with 10 or more power units, 6,831 of them renewing in the next 90 days, and 16 insurers cancelling more trucking liability than they write. Pick a state or click the map; every number comes from public FMCSA records.
Updated November 5, 2026From public FMCSA records
Fleets by state
Click a state to filterWhen fleets renew, next 12 months
Estimated from the anniversary of each fleet's latest primary liability filing. FMCSA Motus and legacy insurance files.
Who insures them
Current primary liability insurer group on file with FMCSA.
By fleet size
United StatesPower units from the FMCSA census. Switching and safety are measured on a monthly sample per size band, weighted to all fleets.
Who is writing trucking liability and who is pulling back
United StatesLosing coverage
Liability terminations with no other primary filing in force. Any fleet size, for-hire carriers. FMCSA Motus insurance history.
How soon pending cancellations take effect
United StatesUnder 49 CFR 387.313 insurers give FMCSA at least 30 days' notice.
States with the most
Pending plus lapsedState on the carrier's FMCSA registration.
Insurers behind the pending cancellations
By fleet size, U.S.
Insurer groups combine a brand's legal entities. Fleet size is FMCSA census power units.
Changed insurer in the last 12 months
Insurer group in force a year ago against today, rebuilt from every filing since 2001.
Switch rate by safety trend
United StatesBy fleet size
Insurer changes over five years
United StatesFleets by the number of times their liability moved to a different insurer.
Which insurers keep their fleets
United StatesOf the fleets each group insured 12 months ago, the share still with it today. Groups with at least 25 fleets a year ago.
FMCSA filings show the move, not the reason: a low number can mean non-renewals, price, or a book moved to other paper.
Out-of-service rate
Share of roadside inspections with any out-of-service violation, last 12 months. FMCSA inspection file.
Safety trend, this year against last
Change in out-of-service rate or crashes, called only at 90% confidence. Fleets with 10+ inspections in both years.
Where fleets rank worst
United StatesShare of ranked fleets worse than 75% of comparable carriers, ranked FMCSA's way.
FMCSA SMS monthly file, ranked inside FMCSA's safety event groups (SMS methodology v3.21).
Truck age
U.S. fleets by median truck age
Most common make, U.S.
Model year from VINs seen at roadside inspections in the last 24 months.